Amazon have stopped accepting Visa cards, so I had to switch to my M&S Mastercard. But M&S don’t except cheques (my preferred method of payment), so I had to set up a direct debit. The only way for a direct debit to work was by opening an M&S online bank account. Easy peesy it only took an hour. Now all I have to worry about is that it’s ‘automatically’ paid and I’m not charged 39.9% interest. Thanks Jeff Bezos, happy landings.